This checklist provides guidance for anyone wishing to accomplish a thorough
and complete Due Diligence Background Check. Before proceeding, you might
want to check your state's requirements concerning legal matters and, "Due
Diligence."
The goal here is to positively identify your subject. Database data
derived are from credit reports, utility bills and magazine subscriptions.
Results will vary depending on the information you provide. When comparing
data derived from initial perusing, discrepancies will stand out like a red
flag! A different DOB or SSN; one or more of these disclosures may
indicate an area of concern. One will question: "Why?"
Important: Before proceeding with anything else, run these additional
searches to complete a thorough Personal Information and Identity
Verification:
Social Security Number
DOB validation
Preliminary Name and Address
History
Second Name
Credit Header
National Death
Driver's License Information
Driving History
Once you have accomplished the Identity Searches listed above, run these
important searches:
National Background Trace
Detail Report
Phone Summary
Verified Addresses
Previous & Non-Verified
Addresses
Possible Properties Owned by
Subject
Possible Associates
Possible Relatives
Possible Neighbors
Business Relationships & Professional Information
An individual's assets are often discovered in the name of a business or
partnership. Personal and business collateral is often provided for business
loans. Uniform Commercial Code (UCC) filings may include the name(s) of bank
that provided the business loan. A Business Credit Report will provide
meaningful, invaluable information, like the names of owners and top
management, as well as giving credit ratings within the particular industry
of interest.
Business Search
Business relationships &
Corporate Affiliations
Company Name Search
UCC Filings
Legal Actions
FEIN Search
Professional License Searches
FAA Registrations
Vessel Registrations
Professional Verification
These searches verify employment, professional licensing, and educational
achievement. This is very important information required when conducting a
comprehensive Due Diligence Background Check.
Education Verification
Employment Verification
Financial Information
If you hold a judgment or are considering a lawsuit to collect money you are
owed, real property (with the exception of exempted real property),
vehicles, aircraft, and boats, are easiest to attach.
Nationwide Property Ownership
Deed Transfers
Motor Vehicles Registration
Boats
Aircraft
Civil Court Records
Check the county Civil Court for lawsuits, judgments and liens, which will reveal a great deal about a person's financial situation, and
reliability. Some filings, like liens, lawsuits and judgments, often appear
as a "derogatory" discloser on a credit report.
Evictions, Lawsuits, Judgments
& Liens
National Bankruptcy Records
Federal Civil Court
Criminal Records
To conduct a through and complete criminal records database search, first
confirm your subject's previous addresses, including the counties of
residence. All states do not operate a statewide criminal courts database.
All states do not contribute or report to a national database. Therefore,
there is no national database of all criminal records. Always check four
levels of criminal records: National Department of Corrections (DOC), for
current and past felons; Federal Criminal, for crimes that fall into the
federal jurisdiction; Statewide Criminal, for those states that have such a
reporting system; and, of course, County Criminal Courts maintain the most
concise and up-to-date documentation available to all.
Arrests & Warrants
Federal Criminal
Nationwide Criminal
State Criminal
County Criminal
Sexual Offender Search
OFAC
