Trans Union Credit Report
SAMPLE REPORT
***WARNING INTERNAL USE ONLY - NOT FOR RESALE***
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Applicant ant Information
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Applicant: SMITH, JOSEPH WALKER ?
AKA: SMITH, JOEY DOB: 01/01/1959 SSN: 123-45-6789
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CURRENT ADDRESS: 123 OAK STREET, ALABAMA 12345 ?
LENGTH OF TIME: 5/03/2001? - PRESENT ?
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CURRENT EMPLOYER: SELF 6/03?
ADDRESS: 1234 ANYSTREET., ANYCITY ST? 12345 ?
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FORMER EMPLOYER: CO INC? 6/03?
ADDRESS: ? ?
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Score Information
TUFICO CLASSIC 04??????????? SCORE 777?????????? RANGE 336-381??????????? FOR: SMITH, JOSEPH

Score Date 11/07/3011????????????????? TU-1
030 TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
004 LACK OF RECENT INSTALLMENT LOAN INFORMATION
013 THE SINCE DELINQUENCY IS TOO RECENT OR UNKNOWN
010 PROPORTION OF BALANCE TO CREDIT LIMITS IS TOO HIGH OR BANK REVOLVING OR OTHER BANKING ACCOUNTS.
Open Trades
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Creditor Name Date
Reported		 Date
Opened		 High
Credit		 Balance
Owning		 Terms Currant
Status		 Historical Status ??Past Due
Account Number DLA Credit
Limit		 Acct.
Type		 ECOA Time Past Due Last Past
Due
#Mo 30 60 90
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AMEX 07/07 02/99 0 0 ? CURR 48 0 0 0 0
051670697911320831 01/05 ? 6200 ? REV I ? ? ? TU-1 ?
Acct Closed by Consumer ? ? ? ? ? ? ? ? ? ? ?
CREDIT CARD ? ? ? ? ? ? ? ? ? ? ?
? ? ? ? ? ? ? ? ? ? ? ?
CAP ONE 10/11 08/97 15155 0 ? ? ? ? ? ? ?
430572707457 05/05 ? 15500 ? REV CURR 48 0 0 0 0
Acct Closed by Consumer ? ? ? ? ? I ? ? ? TU-1 ?
CREDIT CARD ? ? ? ? ? ? ? ? ? ? ?
? ? ? ? ? ? ? ? ? ? ? ?
CHASE 08/02 04/99 ? 2751 0 CURR 29 0 0 0 0
1000200598909898 06/08 ? ? ? INST I 1 ? ? TU-1 ?
Loan Term 60M ? ? ? ? ? ? ? ? ? ? ?
Purchased by Another Lender ? ? ? ? ? ? ? ? ? ? ?
AUTO LOAN ? ? ? ? ? ? ? ? ? ? ?
? ? ? ? ? ? ? ? ? ? ? ?
CHASE 05/05 12/02 5547 0 ? CURR 29 0 0 0 ?
426685104124 01/08 ? 1250 ? REV I ? ? ? ?TU-1 ?
Acct Closed by Consumer ? ? ? ? ? ? ? ? ? ? 0
CREDIT CARD ? ? ? ? ? ? ? ? ? ? ?
? ? ? ? ? ? ? ? ? ? ? ?
CHASE 08/08 02/02 80 0 ? CURR 03 0 0 0 0
512257101335 06/08 ? 7000 ? REV I ? ? ? ?TU-1 ?
Acct Closed by Consumer ? ? ? ? ? ? ? ? ? ? ?
CREDIT CARD ? ? ? ? ? ? ? ? ? ? ?
? ? ? ? ? ? ? ? ? ? ? ?
CITI 06/03 02/02 ? 0 ? CURR 14 0 0 0 0
54241801*188 03/03 ? 5000 ? REV I ? ? ? ? ?
Acct Closed by Consumer ? ? ? ? ? ? ? ? ? ? ?
CREDIT CARD ? ? ? ? ? ? ? ? ? ? ?
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Closed Trades
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Creditor Name Date
Reported		 Date
Opened		 High
Credit		 Balance
Owning		 Terms Currant
Status		 Historical Status ??Past Due
Account Number DLA Credit
Limit		 Acct.
Type		 ECOA Time Past Due Last Past
Due
#Mo 30 60 90
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GECRB/SAMS 09/05 01/01 899 0 ? CURR 48 0 0 0 0
771410005991 09/05 8 3300 ? REV I ? ? ? TU-I ?
Account Closed Due to Transfer ? ? ? ? ? ? ? ? ? ? ?
CHARGE ACCOUNT ? ? ? ? ? ? ? ? ? ? ?
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GECRB/SAMSDC 10/11 08/05 1056 0 ? ? 48 0 0 0 0
301136112911 05/09 ? 5000 ? REV CURR ? ? ? TU-I ?
Account Closed by Customer ? ? ? ? ? I ? ? ? ? ?
CHARGE ACCOUNT ? ? ? ? ? ? ? ? ? ? ?
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GMAC 08/08 7/04 3184 0 ? CURR 47 0 0 0 0
103905265987 06/08 ? ? ? INST I ? ? ? TU-I ?
LONG TERM 48 M ? ? ? ? ? ? ? ? ? ? ?
AUTO LEASE ? ? ? ? ? ? ? ? ? ? ?
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HANNFNCL 10/11 07/08 11661 0 ? CURR 38 0 0 0 0
26619324411 09/11 ? ? ? INST C ? ? ? TU-I ?
Long Term 39M ? ? ? ? ? ? ? ? ? ? ?
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NEWPORT NEWS 04/03 03/94 685 0 ? CURR 47 0 0 0 0
81094 03/03 ? 7200 ? INST I ? ? ? TU-I ?
Account Closed by Customer ? ? ? ? ? ? ? ? ? ? ?
CHARGE ACCOUNT ? ? ? ? ? ? ? ? ? ? ?
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NTL CITY MTG 04/03 06/01 269500 0 ? CURR 21 0 0 0 0
4330289475 03/03 ? ? ? MTG C ? ? ? TU-I ?
Loan Term 360MM ? ? ? ? ? ? ? ? ? ? ?
CLOSED ? ? ? ? ? ? ? ? ? ? ?
Conventional Real Estate Loan ? ? ? ? ? ? ? ? ? ? ?
? ? ? ? ? ? ? ? ? ? ? ?
SST/CIGGGICO 03/04 04/99 10240 0 ? CURR 23 0 0 0 0
6916313 03/04 ? ? ? INS 1 ? ? ? TU-I ?
Loan Term 20M ? ? ? ? ? ? ? ? ? ? ?
CLOSED ? ? ? ? ? ? ? ? ? ? ?
AUTO LOAN ? ? ? ? ? ? ? ? ? ? ?
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WELLS FARGO 02/11 03/08 0 0 ? CURR 33 0 0 0 0
43124393167 ? ? 5000 ? REV 1 ? ? ? TU-I ?
Account Closed by Customer ? ? ? ? ? ? ? ? ? ? ?
CREDIT CARD ? ? ? ? ? ? ? ? ? ? ?
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WELLS FARGO 10/11 06/11 0 0 REV CURR 03 0 0 0 0
446842030944 ? ? 5000 ? ? 1 ? ? ? TU-I ?
Account Closed by Customer ? ? ? ? ? ? ? ? ? ? ?
CREDIT CARD ? ? ? ? ? ? ? ? ? ? ?
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Derogatory Trades
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Creditor Name Date
Reported		 Date
Opened		 High
Credit		 Balance
Owning		 Terms Currant
Status		 Historical Status ??Past Due
Account Number DLA Credit
Limit		 Acct.
Type		 ECOA Time Past Due Last Past
Due
#Mo 30 60 90
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WFNNE 04/11 10/07 459 ? 0 CURR 43 0 0 0 0
1707 03/11 ? 100 REV ? I ? ? ? ? ?
Late Dates: 30 Slow-12/20/1 ? ? ? ? ? ? ? ? ? ? ?
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Collection Information
NO COLLECTION EXISTS IN THIS SECTION
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Public Record Information
SEE MAIN REPORT
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Applicant Co-Applicant
Employer: I WIND
Position Held:
Star/Stop Dates:
Income:
Verified By/Date		 Employer: I WIND
Position Held:
Star/Stop Dates:
Income:
Verified By/Date
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Additional Address Information
Current Address
123 OAK STREET, ALABAMA 12345
Former Addresses
456 ELM STREET, ALABAMA 12345
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Inquiries
PLATINUM CR
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Creditor Information
Company Phone Address City, State, Zip
GEMB/SAMS CLUB 800 967=1398 PO BOX 98416 El Paso TX
PLATINUM CR 866 220=0254 100 BROAD HOLLOW RD FARMINGDALE NY 11735
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Sources of Information
File Segment File Holder Name Social Security # Address DOB
TY-1 SMITH, JOSEPH WALKER 123-456-7890 123 C STREET, BIG CITY, STATE ZIP 12345 ?
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The Following AKA's Were Reported
Name SSN DOB
Smith, Joey 123-45-6789 01/01/1959
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Profile Summary
?Credit History Summary Derogatory Summary
? Count Available Credit Balance Payments Past Due ? Count
Mortgage 2 $0 $0 $0 $0 Charge Offs: 0
Auto 4 $0 $0 $0 $0 Disputes: 0
Education 0 $0 $0 $0 $0 Collections: 0
Installment 0 $0 $0 $0 $0 Incl. in Bankruptcy 0
Open 0 $0 $0 $0 $0 Late 30 Days 1
Revolving 13 $108760 $3840 $0 $0 Late 60 Days 0
Other 0 $0 $0 $0 $0 Public Records 0
Total 21 $108760 $82 $0 $0 Inquiries* 1
Secured Debt: $0 ? ? ? ? ? ?
Unsecured Debt: $3840 ? ? ? ? ? ?
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Bureau Address
Name Address
TransUnion 2 Baldwin Place, PO Box 1000, Chester Pa 19020

****** END OF REPORT ********


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