This checklist provides guidance for anyone wishing to accomplish a thorough and
complete Due Diligence Background Check. Before proceeding, you might want to
check your state’s requirements concerning legal matters and, “Due Diligence.”
Personal Information & Identity Verification
The goal here is to positively identify your subject. Database data derived are
from credit reports, utility bills and magazine subscriptions. Results will vary
depending on the information you provide. When comparing data derived from these
initial searches, discrepancies will stand out like a red flag!: A different DOB
or SSN; one or more AKA’s – these disclosures may indicate an area of concern.
One will question: “Why . . . ?”
Important: Before proceeding with anything else, run these additional searches
to complete a thorough Personal Information and Identity Verification:
Social Security Number Check
DOB validation
Preliminary Name and Address History
Second Name Search
Credit Header Search
National Death Index Check
Driver's License Information
Driving Record History
Once you have accomplished the Identity Searches listed above, run these
important searches:
National Background Trace Detail Report
Phone Summary
Verified Addresses
Previous & Non-Verified Addresses
Possible Properties Owned by Subject
Possible Associates
Possible Relatives
Possible Neighbors
Business Relationships & Professional Information
An individual's assets are often discovered in the name of a business or
partnership. Personal and business collateral is often provided for business
loans. Uniform Commercial Code (UCC) filings may include the name(s) of bank(s)
that provided the business loan(s). A Business Credit Report will provide
meaningful, invaluable information, like the names of owners and top management,
as well as giving credit ratings within the particular industry of interest.
Business Search
Business rships & Corporate Affiliations
Company Name Search
UCC Filings
Legal Actions
FEIN Search
Professional License Searches
FAA Registrations
Vessel Registrations
Professional Verification
These searches verify employment, professional licensing, and educational
achievement. This is very important information required when conducting a
comprehensive Due Diligence Background Check.
Education Verification
Employment Verification
Financial Information
If you hold a judgment or are considering a lawsuit to collect money you are
owed, real property (with the exception of exempted real property), vehicles,
aircraft, and boats, are easiest to attach.
Nationwide Property Ownership
Deed Transfers
Motor Vehicles Registration
Boats
Aircraft
Civil Court Records
Check Civil Court Records for lawsuits, judgments and liens: These records will
reveal a great deal about a person's financial situation, and reliability. Some
filings, like liens, lawsuits and judgments, often appear as a "derogatory"
discloser on a credit report.
Evictions, Lawsuits, Judgments & Liens
National Bankruptcy Records Search
Federal Civil Court Search
Criminal Records
To conduct a through and complete criminal records database search, first
confirm your subject's previous addresses, including the counties of residence.
All states do not operate a statewide criminal courts database. All states do
not contribute or report to a national database. Therefore, there is no national
database of all criminal records. Always check four levels of criminal records:
National Department of Corrections (DOC), for current and past felons; Federal
Criminal, for crimes that fall into the federal jurisdiction; Statewide
Criminal, for those states that have such a reporting system; and, of course,
County Criminal Courts records, the most concise and up-to-date records
available to all.
Arrests & Warrants
Federal Criminal Records
Nationwide Criminal Record
State Criminal Record
County Criminal Record
Sexual Offender Search
OFAC
